EML is not a BNPL stock, page-111

Nice one mate.

I do think at the current share price, EML is a much lower risk investment than most other fintech and tech stocks. They have made a very solid financial base for themselves and have a clear strategy going forward. Execution of their strategy in some markets (particularly in the US) would not be easy, despite the fact that EML have loads of demonstrable experience in other major markets.

I feel like it'd only take one big-name contract in the US to create a snowball effect there for EML. Either that, or for one of their existing GPR clients to grow into a major player in the US.

I wouldn't invest based on my advice though. If i was super rich, I probably wouldn't be spending my days on Hotcopper