Apologies if this has been covered 100 times. I invested directly with Vanguard Life strategy High Growth index fund years ago and it has been sitting there ever since. At tax time, there are capital gains payable each year. I am assuming this stems from rebalancing the fund and selling shares held within at a profit?
My question is - would I still incur this CGT each if I were to simply purchase the fund via a direct purchase VDHG (which I believe is the closest)? Would it be payable at some other stage? Does it all equalise over time with each method?
