Kak, if you can't rely on your own judgement alone, be careful whom you talk to for advice. If anything, an agent would always want you to sell (right now certainly not a bad thing IMO).
Talk to someone who first and foremost has no vested intertest in the property scene (who doesn't own properties at least for investment purposes and who at the very least believe the possibiity of house price decline in Australia -I don't mean a CRASH advocate), (who understands the basics of economic fundamentals and asset price cycles).
Don't rely your judgement on someone who has not personally experienced a recession or who hasn't got a clue about the danger of indebtedness and high gearing.
Don't waste time and money on financial advisors who are actually people who can do with some advice in most cases.
There is no such thing as experts (otherwise we wouln't have had the GFC that almost took America and the world into the abyss). Just about none saw it coming (or believe it was even a possibility).
Keep an open mind and work out what you can or CANNOT afford to lose.
