Wouldn't be surprised if APT is shut down as lending standards...

  1. 7,560 Posts.
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    Wouldn't be surprised if APT is shut down as lending standards are tightened - it is an unnecessary and unhealthy gimmick. Those who can afford things don't need it, those who cant are using it as a debt tool to live outside of their means. It tightens retailers margins and encourages excessive spending.
 
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