Fair enough Dave but I have to base it on what my corns are telling me lol. Time will tell but many of us probably wont be around. Even though I truly believe the change is happening I also truly wish in this case that the sceptics are right because if they are not the future for the young and those yet to be born will be very grim. I prefer to take out insurance against this possibility just as I do with my home insurance etc. I hope I never have to collect on the insurance.
