Face the music, page-204

You may be on the money, Kenton. A retired bank manager mate of mine talks about how most professional couples - very high joint incomes - live beyond their means. It is not until calamity strikes that they discover they have no savings and huge debt. Clunk! Also, I think we are in danger of over-dramatising the impact of Coronavirus. Sure it is deadly serious, but many people have worked through the crisis, and in about a month, life will be back to as "normal" as it's going to get until Easter next.