FBR top 5!!, page-9

Nor do I, in a time of economic uncertainty what the people of the world really need is more debt.. I see alot of people just not paying in the end, when I was growing up in a low socio-economic area in NZ they had these trucks that came out to your house targeting people with poor credit selling them the latest Tommy hilfiger gear which I almost guarantee never got payed for, now I know theres alot of differences but the jist of it is the same people over extending themselves all in an attempt to keep up with the Joneses and only the ones who really care about their credit rating will be the ones paying up, I can see it now, one family 2 or 3 people all with an account to each and every single bnpl scheme that doesn't credit check