BNPL barrier to entry is pretty lenient, that’s why the market is flooded, APT attracts the bottom of the barrel delinquents, how will they ultimately pay back what they owe?
APT is down about 40% at the moment yes? FBR about 70%? (Over the past year) Great choices mate.
Separate argument, different companies.
You clearly have no idea about either.
FBR Truck in North of Perth, page-95
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