To be honest, GGG I don't think index fund has a PhD either or...

To be honest, GGG I don't think index fund has a PhD either or he wouldn't be carrying on like a pork chop. By the way Index Fund you've put out some pretty savvy posts in the past, insults and ridicule are not necessary. You should know asking questions is fundamental to gaining knowledge, one good question can generate a whole new line of information even long termers might find valuable. As GGG said if you don't want to 'waste your life' put people on ignore or share your knowledge with grace..or how about this, (and this is novel) Say nothing.

Cheers to all holders, exciting times ahead.