gragou02, thank you so much for your extremely helpful...

gragou02, thank you so much for your extremely helpful contribution.

You've condensed complex issues down to an easily comprehensible explanation.

I have faith that Mr Indy Singh of FID will be ensuring that competency is at the heart of what the company's associates do, as without a good reputation, he (and SH) don't have a valuable business. His interests are strongly aligned with SH, something that we should always consider when seeking to purchase scrip.

While I prefer to do my own research and so spend time doing so, this isn't everyone's cup of tea or skillset, so sound financial advice (which doesn't mean there won't be some 'downs' along the journey) is helpful for individuals and ultimately for Australian society. Financial illiteracy is not helpful.