Field Research and Anecdotes

Overheard an amusing and informative conversation while lunching today close by some high end fashion stores.
Fashion girl 1 "...but will you Afterpay it?"
Fashion girl 2 "Zippay, it's different"

All these girls care about is how much cash they can get and how easily they can get it. The cool name and flash logo only go so far and the competition is just getting started.

My extensive field research has confirmed that the typical user is a young female uni student (arts presumably), that either does not qualify for a credit card or has a history of blowing them up. Amusing I thought.
GLTAS