Sum,
I am not being smart but "if" you work full time you are on very good wage and should have left over from the cash flow. Your loan is small....maybe you should do a budget this will show you what you waste money on.
PTY LTD should help you pay less tax right 30% instead of being in the heighest margin.
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Sum,I am not being smart but "if" you work full time you are on...
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