Basically it sounds like you're getting a self managed super fund, to then pay a huge premium to have someone manage it for you.
Unless you have a specific alternative investment class you are going to invest in, or you have specific skills at investing, you may well be best just diversifying through superannuation options.
SMSF can be good because of its lack of fee structure. With that level of fee, that major benefit isn't even there.
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Basically it sounds like you're getting a self managed super...
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