I haven’t read all replies sorry.
flykk is different because it’s not money, it’s emoney. You can buy emoney and add it to your flykk acct with bank transfer, debit card or credit card (not Visa).
it’s instant and at a 1:1 ratio with your payment currency.
you can then use this emoney to buy things from flykk’s merchants. Namely gaming, but there are a lot of others. S?You then cash the emoney out for real money at a fee later on. If it’s gaming, merchants can send you money back to your flykk account if you win (it’s still an iban account).
why do this? Emoney had different rules than money. You can’t buy shares on a credit card, but you might be able to buy emoney on a credit card and then buy shares with emoney. That’s the business model
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