the current P/E if they had 1.1 billion shares would be about...

the current P/E if they had 1.1 billion shares would be about 14, sorry about the lower than 2.

the average fintec P/E is 37 in the SP500 - the highest I have seen was 800.
P/E ratio is based on future earnings expectations.
so if they are growing by over 100% PA (and they have been for a while and being cashflow positive then the P/E will be much higher than 37.

I will keep showing more facts the longer you keep posting negative speculations.