lol - talk about comedy - your 'arguments' are...

lol - talk about comedy - your 'arguments' are critically flawed.

let's quickly compare flykk and transfer wise
wise - 'should be there in 8 hours'
flykk - instant.

flykk to flykk - 3.99% fx fee
wise 7% ish.

i will listen to your financial advice all day, and do the exact opposite. no wonder you think isx is a dud - you think higher % fees is a good thing.

here is a tip - low% fees is better than high
higher % returns is better than lower
instant is better than 8 hours if you want something.

I am here to help.