Why would Visa be material to Flykk? I'm not sure you actually read the fees page because it's quite clear to see that you can use SEPA payments to both deposit into your Flykk wallet or during checkout at Flykk merchants. Both of which, are fee free. Where's the need for a Visa?
I'm also not sure what point you're trying to make in regards to the 4% MC fee out of the eco-system. In most cases (more than 50 euros) the more sensible option for consumers would be to withdraw by SEPA to their IBAN for the flat 2 euro fee.
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