Jam,
Your comments lack manners.
Firstly you cannot spell. It is "loser" not "looser".
Secondly, the price of an option is the sum of the intrinsic value and the time value. So, your comments on the option price being too high is incorrect. If you don't understand, I recommend you read a book on option pricing (Options, Futures, and Other Derivatives by John Hull is a good textbook).
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