Peppie... http://m.switzer.com.au/video/18082016john-neal/ explains it a little better than i can. About 3:30 into the interview. BUT your point is taken and there are some analysts that agree with you. Personally I see this as an oversold, very good company.. a Buffet special ha ha. You know he loves insurance. i'm in long long on this
Franking, page-5
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