Fineos is a true digital distribution platform. Fineos is not mentioned in the report but It's an emerging company.
I think all of the listed insurance brokers like ISU and AUB will go broke because the platform is built to eliminate the broker dependencies.
It takes time for Fineos platform to go mainstream when the big and small insurers embrace the digital distribution platform otherwise they'll lose customers in a long run if they don't join the platform.
There're many platforms and Fineos is one of them.
Fineos could earn income stream through the platform even though It could not underwrite contracts.
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