Yes Salve
this form of micro banking will be very disruptive, and already is showing its credentials. I'm involved in financial transactions between Aus and Zambia, and we don't use banks. More specifically, the entire younger generation there use micro financing, and Africa is booming in this regard.
The one thing that that the digital economy does is reinvent itself continuously. This is because digitalization enables cross platforming and interconnections between things that weren't connected previously, but now are. Not all of the tech evolutions turn into gold mines, as they are not necessarily cash generating themselves, but rather, tech enablers. Other products cash in on their innovation as they are better able to be commercialized in themselves.
The eSIM is one of these such devices.
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