There is no way i'm opening a commsec account, they are run by incompetent fools. My mate was with them for 5 years, until one day he missed settlement by 1 day because of an unforeseen circumstance. He repaid it the day later and commsec banned him for life... It's been around 5 years since that day and he still can't get an account or even apply for loans through commonwealth bank... Criminals!