Thanks for starting the thread nimbus, I`m 37 and way off...

Thanks for starting the thread nimbus, I`m 37 and way off retirement but I have invested a small amount into FPAY and clicked the DRP button.

My reasoning for investing is because while not a guarantee they are giving you a yield of approximately 4%. Secondly, I would like to one day retire and envisage something like this to help me do it, however as it is a new product I'm weary of how it will perform during long bear markets so I'm dipping my toe in to see if it does what it says on the label.

I am an optimist so I really hope this product is what its cracked up to be, seeing my parents struggle to decide what to do with their savings I decided to get in early so ill having a long view as what to do with my retirement savings one day.

thanks again.