Most of the people using BNPL have trouble with budgeting and paying off cards at the end of the month. These products budget for them by breaking up the payments over a period and superbundll allows them to extend the period.
it also taps into people’s need for instant gratification. It is really just laybuy, but with laybuy you don’t get the goods until you have paid. With BNPL you take them away with you. It’s a very clever concept and although there are costs, probably not as much as not being able to pay your CC at the end of the month. Of course people can still get into trouble with the products, if they take on too much debt.
FXL will it hit $2, page-54
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