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With CBA charging $22 per month for a 0% credit card....I think...

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    With CBA charging $22 per month for a 0% credit card....
    I think banks have a long way to go to beat the BNPL at $5 or $0 per month.

    plus once the item is paid off, you have no ongoing fees, with the banks its still $22 per month....
 
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