FY22 Autopay Projections, page-16

Good little bit in that podcast. After 40:00

https://play.acast.com/s/the-call/omlisauniqueoutdoormodel-ithinkthereisalotofupside.mathansomasundaram

Seems like he confirmed my thoughts, and he seems more confident about it than me.

Except he says "small allocation - spec buy". I have more than a small allocation - mostly investing based on the high volumes growth (and after they cut their funding costs in half), and assuming that management could make it work, eg. have the option of increasing the pricing if it was necessary to make the financials work, since they could afford to sacrifice some growth.


He said fintech can be risky, since companies can grow fast by approving any and all loans, even if it means they'll be bankrupt several years later. But with management of MME holding big positions, you'd expect them to not be so short-sighted.