Ye i agree its been very difficult, personally like the airlines...

Ye i agree its been very difficult, personally like the airlines covid has smashed bnpl as well, despite people saying its better for online, people are not buying surplus really. Inrout and others its not just you and this stock, perhaps the management has been bad, but look at the following stocks

OPY reaching a high of 4.70 at 28 aug 2020 is now at 1.76
Z1p reaching a high of 12.35 of 19th of feb 2021 is now at 6.78
SZL reaching a high of 11.34 at 28 aug 2020 is now at 7.55
APT reaching a high 158.47 on the 10th of feb 2021 is now at 89.31
AFFIRM who peaked at 125.89 on 12 of feb is now at 55.45

the irony is all these stocks are growing fast still and will likely have growth for years to come as they get more merchants and markets.
If you bought at the peak in any of these above you would feel similar. Also i know some may be down because of CR also but shows the trend is down in the sector overall. Also i'm not recommending a buy of anything but illustrating the trend.