Nice story. I should add though that you should never do anything based off anyone's individual comments here or anywhere without verifying that provided information by your own investigation..I never have.
I'm pretty sure Silent never has either.
It's great that you're looking out for your family in this way, but equally great to learn the basics and figure out yourself, what's a good investment and what's a dodgy one.
Good luck to you. Keep on doing that research!
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