ha ha ha !
i have to confess to not reading past the first part but...they are still spinning the old "you have to get to a brink of death" saving story !
that only appears to have worked 'cose of this stupendous capital gains property has achieved in only last 10 years...if it travelled at the 'long term' rate it would have to be classiefied as 'organised ripoff' by state and banks and barely 'forced savings for masses' !!!
and somehow, none of the experts remember those times ???
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