I seem to have misinformed you -- I most certainly have the resources to buy eft's and physical and equities.
What I meant was I do not have the resources to throughly convince myself about the authenticity of individual eft providers - that sort of investigation would be extensive.
So I stick to equities - where I can visit the sites and talk to the management. Also I have some physical.
If I ever think that things will get bad, I will convert to more physical. And I do have the resources to store physical securely. Most do if they only thought about it.