"Of course it wouldn't surprise me to see some of the folk here claiming that any rise in insurance premiums because of the effects of climate change is really just a conspiracy by the insurance companies to make more money."
Well that depends if the predicted effects actually come to pass over time. So far global mean temperatures have refused to follow the predictions made by the computer models. The jury though is still out as it's too early to make a final judgement. I'd give it another few more years before we know if the computer models are actually of any use or not.
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