global credit crisis

Hello SBNers, I would like to ask a couple of questions regarding SBN's liquidity and longevity of said liquidity.

If the current global credit crisis continues and companies are unable to access credit to fund payrolls and purchases of product etc., this could possibly affect the companies that buy Oraline from SBN.
Can SBN afford to, and does anyone think they will release product without prior payment of the gooods? In other words will SBN afford their customers credit?
Given that governments are notoriously slow in paying their bills, the funds first have to be collected by the resellers before getting to SBN's coffers. It would be comforting to know how long SBN could survive that type of market play.

I would be interested to hear any opinions on this scenario possibly playing out.