Yes youre correct I think, giving them more money just lets the people at the top that presided over the down fall a free pass to take a big whack of it for themselves and say Asta lavista baby. What should happen is the top end which presided over the collapse be held accountable and their pensions reduced and their assets above and beyond what they need to live be confiscated and returned to the people. Let them have a small pension of about 40,000 U.S. a year. The fed Govt should put in place a management team, and support the ordinary people with a bailout of their pensions. You cant just let the whole city's population suffer.