Binwood, Every investor has to invest to the extent that they...

Binwood,

Every investor has to invest to the extent that they remain comfortable, so I don't have a problem with you being 45% in cash, but I have to say :

We are now staring at the dawn of potentially the greatest precious metals bull market in human history, the fundamentals of which have never been present until now. Do you really want to keep half your assets in cash? If you lack confidence, or you want the''security'' of multiple assets, then why not just buy a precious metals or miner's index, you're sure to outperform the broader market that way.

I think having more cash than you need is a huge mistake, you don't want to miss out on the bull run.

If you want to consistently make more than 8% pre tax, follow the advice that I gave to HTL, don't trade, don't try to out think or second guess the market. Just get invested in the gold space and you will earn returns beyond your wildest dreams.

Investing is really simple, people just make it hard.

Cheers
Ivan