You're drawing a fine line, 'convenient' and 'technical'...

You're drawing a fine line, 'convenient' and 'technical' argument but most people familiar with matters finance would consider 'money in the Bank' as 'cash' and now you're attempting to draw on the technicality because it suits your suddenly changed narrative-check a few Corporate balance sheets out.

So in answer to your very own question '...who keeps their money in cash?....

You do evidently as you demonstrated the other day by production of your claimed 'Bank balance'.

You're a clown.