gold, page-125523

If you’re only looking at Australia you’re blinding yourself:

https://www.reuters.com/business/fi...al-currency-platform-12-24-months-2024-03-25/
“Around 90% of the world's central banks are now exploring digital versions of their currencies”

https://www.swift.com/news-events/n...periments-explore-more-complex-cbdc-use-cases
“we focused on demonstrating how our solution could be used in more complex use cases. These include simulated digital trade, tokenised asset and FX networks, as well as CBDCs for payments.”

And btw, when they talk about tokenised assets, that includes real estate mortgages.
Programming the digital currencies will follow.