Mostly property and term deposits right now. It's in term...

Mostly property and term deposits right now.
It's in term deposits because I'm waiting for the local council to approve my building consent. I've got some other money in shares, a natural resources fund, a couple of international share funds, but not huge amounts.

I don't need to borrow money, I've got plenty, more than I can ever possibly spend in my lifetime unless I start buying Ferraris or Lamborghinis.