I prefer a bank, some death care, a few ETF's, some property,not a piece of yellow metal in a safe.
Different people have different methods. We don't all have to do what you do.
Your disparaging language about 'a piece of yellow metal' is childish, we could call 'paper' money 'pieces of thin plastic with coloured printing in it' or a valuable artwork a 'piece of canvas with paint smeared on it' but don't - because it is childish and idiotic to carry on like that.