Yes, maybe, sometimes, not always if you dont invest in companies that go broke. And gold is also an insurance policy. Or it certainly has been. As far as stockmarkets, As i have mentioned a number of times, since the 70's and the start of petrodollar. There has been a stocknarket crash every 10 years. We are overdue. It may be the natural cycle of modern stockmarkets. Who knows? I am only stating facts