I'm not all in as I find PM shares have delivered fabulous growth for me and I like the liquidity of shares to trade quickly if needs be. I'm also a bit wary of our political masters and their associated "captains of industry " who could play with retail physical gold holdings and invoke their bail-in laws on cash in the next ugly recession as they scramble to plug the torpedo holes. Shares held through this may appreciate or depreciate but would be a harder asset to manipulate. IMHO only Go well