2 YRS old article but if things were this bad back than, it must be a lot worse now, unless you are the 1%https://www.theguardian.com/australia-news/2018/jan/22/top-1-per-cent-of-australians-own-more-wealth-than-bottom-70-per-cent-combined
Diversification and low trading fees: Is this the ‘secret sauce’ to saving your investment portfolio?