Yes returns are getting harder to find in stocks without a lot of risk. Especially as most cos are seeing revenues hit or totally dry up. Gold/metals and online retailers will still do well. Hype will push up a lot of other stocks. In the end, without solid dividends to rely on for income what does one do when retired and relying on divs to survive?? A lot of people will get burned as they are duped or chase crap stocks for capital gains. This next 3 months esp OCT will see stocks polarised as investors drop poor performers and rotate into uptrending stocks - imho Now is the time to make sure the portfolio is full of strong earners.