Localised etf using VAS, 0.14 MER isn't exactly gonna lech any cap gains or dividend yields! Had a look at US index etf including hedged ones but I was told the dividends are very skinny compensated by better cap gain returns.
I just want a way of not worrying what happens to markets long term instead of sitting in ridiculous cash rate. 5 years of excess funds doing that isn't healthy although some tells me the risk of losing money in markets are much higher than anyone perceived!