Afterpay's GMV in November 2019 was $1b of which over half was generated in ANZ. ANZ GMV grew by 40%+ compared with November 2018. For the first 5 months of FY20, ANZ GMV is up almost 50% on pcp. So no, what you are seeing in your business is not occurring elsewhere and is quite simply a statistical anomaly at best (or false information at worst).
APT Price at posting:
$37.80 Sentiment: Buy Disclosure: Held