"..Here's a stock that is guaranteeing around 13% return on your money and mug punters are selling..."
Sure, if you hold for the dividend, but what happens the day after it goes ex dividend...it will fall by at least the equivalent amount, if not more, so there goes your 13%.
IMO you're better off getting waiting for some weakness (perhaps today is that day, perhaps it is not) and selling as it starts running up to the ex-dividend date...hold for the dividend, and you'll get nailed the next day.
The 20th March is still a long way away...
All IMO only, and each to their own.
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