"What about this model . Work in a job that you enjoy . 35hr week so your not working too hard . Sickies . Holidays . Superannuation . In the meantime , pay people who know what they're doing to build you a nice house or three in nice suburbs that people want to live in where there are jobs and schools and hospitals etc . At the end of it , you have a very nice superannuation package , maybe $500k or $1 mill or more of equity outside of the house you own ."