google - rhiando nexus

http://geip.ge/en/center/patent.html?act=viewp&pat=2439&kat=G&qvekat=07&ena=en

------

" 2. Essence

A network transaction system including terminals and database servers, which are adapted to issue transaction cards as well as to accept cards for subsequent transaction use. The cards include impersonal information, i.e. not including any personal information about the user, and the terminals are adapted to capture personal information directly from the user for verification purposes. The impersonal information on the card and the personal information of the user are discrete."