I think that's why it's only 12c now. They are positioning for BNPL in Malaysia and Indonesia(eith their massive populations) and will rename to IOUPay at the meeting on Wednesday(IMHO). At present I believe that it's only priced for potential when you compare market cap with the other BNPL stocks.
I am not a financial adviser. Do your own research.
Great read on Isentric, page-80
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