I am unemployed and have no funds. Otherwise this would be a...

I am unemployed and have no funds. Otherwise this would be a great story to get behind if only I could get a steady and decent income. Especially if there’s a cyber war (this is the new Cold War) OR a sudden growth in cyber criminals.

Why is MER 0.67%? Small fund? Lots of work rebalancing? There’s a cash weighing of around 9% for a week before I realise that was for the dividends.

How do I compare this to FANG (MER 0.34%) or an even unfair comparison like IVV, VAS or STW where index funds have extremely low MER. What makes HACK more appealing than other EFTs? BetaShares have an array of boutique EFTs and HACK is one of them.

One positive is that my stock picking absolutely sucks as shown by CLQ, MYX and PET. Knowing nothing about the individual companies inside HACK, let alone cyber security- an EFT is a better option.

Have I missed the boat? Wished I heard of this back in 2017 or even 2018.