Molonski,
I agree, what I am saying is, the days of (Bull Market) buy in and just let it sit there (lazy)and money will grow days are gone at least for now. In a Bear Market we will have to work much harder to make money and I agree 2009 will be swing or day traders heaven.
The reality is, now you can't just trust someone to manage your money, those hedge fund managers investor are just greedy pigs and they don't care about your life savings. You have to take control and manage yourself, the days of easy money is gone.
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